The most important part of ANY long term care policy is "How does it pay the claim?"

Insurance companies are the inventors and writers of long term care policies so you must ask yourself this question "Who is the insurance company really trying to benefit in this policy, me or them?"

98% of all Long Term Care (LTC) policies are written in a way that you do NOT desire for your contract!

Questions I will help you answer:

1. What is the best policy for me?  
2. Is there a best way of buying a long term care policy?
3. Can I obtain a Long Term Care or Chronic Illness policy without paying a premium?  

Call Henry Morgan at 214 692-9611