LIFE INSURANCE

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NEED LIFE TODAY-No exam, blood, or tests?  

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 Want more than $500,000 or willing to take an exam and go for a lower cost?

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Life Insurance is...the future delivery of dollars (money) at the time the dollars are needed. 

TYPES OF LIFE INSURANCE

Term Insurance provides a death benefit if the insured person dies during the term of the policy.  Terms are 1 year, 3 year, 5 year, 10 year, 15 year, 20 year, 30 year, 40 year, and 100 year term periods.  Just like car insurance you are paying for protection and not building up any cash reserves within the insurance policy.

Permanent Insurance (whole life, universal life, interest sensitive life) stays in force until you die.  In addition, a cash reserve builds up in the policy that can be used as an emergency savings account or as a financial account that helps in your retirement.  The cash growth is a tax deferred growth.  The cash in your permanent policy is an exempt asset which means this money is not attachable if a legal judgment comes against you.  Your stocks, bonds, savings accounts, money market accounts, CD's, and mutual funds can be attached by the courts, but not your cash value in your life insurance policy.

Capital Transfer Life Insurance here we have a contract with 100% liquidity, guaranteed values, potential to earn high yields, no exposure to downside loss, long term care benefits, and asset protection.

Need a Quote or more information?  CLICK HERE and tell us your name, phone number, age, and describe to us your need.

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