Financial Planning & Organization Our foundation for successful wealth building is financial planning based.  It is designed to organize your financial life once and for all as well as increase your net worth with a plan tailored to your personal goals and objectives. We provide this service to individuals, for profit and not for profit businesses, trusts, and foundations. Retirement Plans 401K, Defined Benefit Plans, Cash Balance, 412ie, TSA, IRA, SEP, Keogh, and other retirement plans for business and personal. Life Insurance Permanent life insurance or term life insurance for a 10, 15, 20, 25, 30, or 40 year need.  We determine how much you need and make it easy for you to obtain it.  Have health issues?  No problem, we have never met a person we cannot insure! Safe Places for Money Need the most competitive rate of return on your safe money? We have it for you!  Annuities offer higher rates and give you legal benefits not offered on CD's and money market accounts.  We represent all the major annuity companies. We also carry a line of unique CD alternatives that produce higher yields for you. Employee Benefits Coverage for you and your employees?  Medical insurance, long term disability, life insurance, long term care, critical illness, dental, vision, section 125, cafeteria plans, financial planning for your entire workforce?  Long Term Care If you cannot care for yourself, Long Term Care Insurance is needed.   Buy today prior to the need occuring. Medicare Supplement your government Mediare coverage Health Insurance Need health insurance today?  Purchase it online at this link. Property & Liability Insurance Whether auto, home, liability, workers compensation, or any type of hazard coverage, we can provide the best coverage at most competitive cost through our carriers across the nation.  Life Settlement Your life policy is very valuable...it is property that can be sold just like a home.  Don't let it lapse or terminate without first talking with us so we can evaluate how much you can receive if you sell it. Income Protection Is your income insured? What would you do if tomorrow your salary or income stopped due to medical reason by accident or sickness?  We have the answer for you. Hard Assets: Gold, Silver, Diamonds Add diversification by the purchase of hard assets Funding Your College We help your family determine financially how your assets and income should be in align with the requirements for your student to receive the maximum college funding. HSA Employer Enrollment Employers complete this form for your first step to allow your employees to each have their own HSA account.  A Visa debit card will be issued to each.