Employee Benefits & Group Coverages

A company's most important asset is their employees.  If your employee gets sick, has an automobile accident, or needs an operation they normally need the benefits of an insurance company to pay the bills.

Benefits to pay these bills include group medical, long term disability, vision, dental, critical illness, life, long term care, group or individual voluntary through a section 125 cafeteria plan, we will handle it for you.  CLICK HERE and ask us to contact you.

We help many employers buy insurance from carriers like United Healthcare, Aetna, UNICARE, Cigna, Met Life, The Guardian, and Blue Cross Blue Shield.  These companies provide good plans for reasonable costs most of the time.  However the cost of health care and health insurance seems to be climbing daily.

What can I do to reduce my health insurance cost?  The answer is a partially self funded plan.

Henry Morgan & Company can set your company up as its own insurance company giving your company the ability to profit when you have good claims experience but limit your loss to an acceptable number if you have bad claim experience.  When you fully insure you know what your expense is for the year.  When you partially self insure your expense may be much lower.

Whether fully insured or partial self insured, Henry Morgan & Company will provide what is best for you! 

If you want an EMPLOYEE BENEFIT GROUP PROPOSAL, CLICK HERE  and we will email you a census form to complete. 

 For 53 Years - We Help People